Personal finance: your starting point

Budget, debt, emergency fund, compound interest, inflation and goals: what's worth having clear before investing your first peso.

1. 1Before you invest: budget, debt and an emergency fundInvesting starts long before you buy a stock: with knowing what comes in, what goes out, which debts weigh on you and how much cushion you have for the unexpected.8 min
2. 2Why invest and how compound interest worksSaving money isn't the same as growing it. Compound interest, time and consistency are the three levers that weigh most on your result.8 min
3. 3Inflation: the cost of doing nothingInflation is the general rise in prices. Understanding it helps you judge whether an investment really makes you money or only half-protects you.7 min
4. 4Goals, time frames and why you investInvesting for a vacation in a year isn't the same as for your retirement in 30. Each goal's time frame decides how much risk makes sense.7 min